About Us

Executive Officers

Jon Edney

Mr. Edney is a founding member of the bank. He has served on the Board of Directors since the bank's inception and previously served as Chairman of the Board. Mr. Edney has had a 30 year career in asset management and sales. He has previously served the community as Grand Jury Foreman, member of the El Centro Regional Medical Center Board of Trustees, member of the El Centro Elementary School Board, and as Mayor and council member for the city of El Centro.

Toni Umphreyville
(Chief Financial Officer)

Ms. Umphreyville's operations and financial management resume spans over thirty years in banking. For over twenty years she has served as both a Chief Financial Officer (CFO) and Chief Operating Officer (COO) specifically in the Community Banking industry. She has performed the duties of CFO and COO in Orange County, San Diego County and now in the Imperial Valley. She also spent six years of her banking career in the data processing field that provided software systems to financial institutions. Ms. Umphreyville has been with Community Valley Bank (CVB) since April 2010. She began her career at CVB as a Consultant in April 2010 and became the CFO in September 2010. Her responsibilities at CVB include the oversight of; Accounting, Operations, Information Technology, BSA, Compliance and Human Resource Departments.

Kevin Ardolf
(Chief Credit Officer)

Mr. Ardolf has over 30 years of experience in community banking. Most recently Mr. Ardolf was the President/CEO of Sutter Community Bank in Yuba City CA. He previously was the Chief Credit Officer at Seacoast Commerce Bank in Chula Vista CA; Gold Country Bank in Marysville CA; and Woodland Bank in Remer MN. He has also been a bank auditor, bank regulator, and loan officer. In addition, Mr. Ardolf served active duty with the United States Marine Corps and received his Bachelor's degree from National University in San Diego, and his MBA degree from the University of Minnesota, Minneapolis.

Charles J. Tarquini
(Chief Lending Officer)

Mr. Tarquini has been the Executive Vice President and Chief Credit Officer at Community Valley Bank since its inception in October 2007. He has more than forty years of banking experience. Prior to CVB he served as Senior Vice President and Commercial Loan Officer at First National Bank of North County from 1996 to 2007. He also served as Vice President and Senior Commercial Loan Officer at Cuyamaca Bank from 1989 to 1996 and Vice President and Commercial Loan Officer at First Interstate Bank of California from 1978 to 1988. He started and manages the SBA Loan Department at CVB which has become an SBA Preferred Lender.