Business Banking

Business Loans

Starting a new business? Need funds to sustain your business growth? We offer hands on service to help meet your goals and build service. Community Valley Bank (CVB) has a complete menu of loan products to help you run your business. Learn how CVB can help you!

The ONLY bank in the Imperial Valley with local decision-making to expedite the process.

Business Lines of Credit


  • interest-only payments
  • competitive interest rates and fees
  • quick and easy renewal process

Business Equipment and Tenant Improvement Loans


  • payments structured to meet your cash flow needs
  • competitive interest rates and fees with 3, 5, or 7-year payment structures
  • up to 80% financing

Commercial Real Estate Loans


  • up to 80% of cost of construction
  • competitive interest rates and closing costs
  • professional fund control to ensure a lien free project
  • financing for owner-occupied and investment property
  • up to 25-year amortization
  • 5 or 10 year balloon periods
  • fixed or variable rates
  • application to closing within 30 days in most cases

SBA 504 and 7(a) Loans


  • 504 Lending programs allow owners/users up to 90% financing of your business location
  • 7(a) Program allows for up to 100% financing of equipment
  • SBA Programs help with tenant improvements, business acquisition, and working capital
  • Our SBA Team has over 50 combined years of SBA experience