Business Banking

Business Loans

Starting a new business? Need funds to sustain your business growth? We offer hands on service to help meet your goals and help businesses grow and prosper. Community Valley Bank (CVB) has a complete menu of loan products to help you operate your business. Learn how CVB can help you.

CVB is the only bank in the Imperial Valley with decisions made locally to expedite the process. We offer competitive interest rates and fees, as well as a quick and easy renewal process.

Business Lines of Credit


  • Interest-only payments
  • Competitive interest rates and fees
  • Quick and easy renewal process

Business Equipment and Tenant Improvement Loans


  • Payments structured to meet your cash flow needs
  • Competitive interest rates and fees with 3, 5, or 7-year payment structures
  • Up to 80% financing

Commercial Real Estate Loans


  • Up to 80% of cost of construction
  • Competitive interest rates and closing costs
  • Professional fund control to ensure a lien free project
  • Financing for owner-occupied and investment property
  • Up to 25-year amortization
  • 5 or 10 year balloon periods
  • Fixed or variable rates
  • Application to closing within 30 days in most cases

SBA 504 and 7(a) Loans


  • 504 Lending programs allow owners/users up to 90% financing of your business location
  • 7(a) Program allows for up to 100% financing of equipment
  • SBA Programs help with tenant improvements, business acquisition, and working capital
  • Our SBA Team has over 50 combined years of SBA experience