Business Banking

Business Loans

Starting a new business? Need funds to sustain your business growth? We offer hands on service to help meet your goals and build service. Community Valley Bank (CVB) has a complete menu of loan products to help you run your business. Learn how CVB can help you!

Business Lines of Credit

the ONLY bank in the Imperial Valley with local decision-making to expedite the process
interest-only payments
competitive interest rates and fees
quick and easy renewal process

Business Equipment and Tenant Improvement Loans

the ONLY bank in the Imperial Valley with local decision-making to expedite the process
payments structured to meet your cash flow needs
competitive interest rates and fees with 3, 5, or 7-year payment structures
up to 80% financing

Commercial Real Estate Loans

the ONLY bank in the Imperial Valley with local decision-making to expedite the process
up to 80% of cost of construction
competitive interest rates and closing costs
professional fund control to ensure a lien free project
financing for owner-occupied and investment property
up to 25-year amortization
5 or 10 year balloon periods
fixed or variable rates
application to closing within 30 days in most cases

SBA 504 and 7(a) Loans

504 Lending programs allow owners/users up to 90% financing of your business location
7(a) Program allows for up to 100% financing of equipment
SBA Programs help with tenant improvements, business acquisition, and working capital
Our SBA Team has over 50 combined years of SBA experience