Personal Banking
Checking Accounts
We offer simple, convenient, straight-forward accounts to help you manage your money. Choose the account that's right for you! Visit your local CVB branch to open your account today!
| ACCOUNT TYPE | DIAMOND | GOLD | SILVER | SENIORS |
|---|---|---|---|---|
| Opening Amount | $100.00 | $100.00 | $100.00 | $100.00 |
| Monthly Service Charge | $8.00 | $8.00 | $8.00 | $8.00 |
| Avg. Monthly Balance to Waive Service Charge | $2500.00 | $500.00 | $100.00 | $500.00 |
| Interest-Bearing | Yes | Yes | No | Yes |
| Free Checks | First Order | N/A | N/A | First Order |
| ATM/Debit Card | No Annual Fee | No Annual Fee | No Annual Fee | No Annual Fee |
| Online Banking | Free | Free | Free | Free |
Also available:
Health Savings Checking Account (HSA)
A special account which enables you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.* You must be covered by a High Deductible Health Plan (HDHP) to be able to take advantage of HSAs. Government contribution and withdrawal limits apply. For more information on HSAs, visit the U.S. Treasury website.* Consult your financial advisor for specific tax advantages.
Money Market Accounts
| ACCOUNT TYPE | PERSONAL MONEY MARKET | SUPER PERSONAL MONEY MARKET |
|---|---|---|
| Opening Balance | $100.00 | $50,000 |
| Monthly Service Charge | $12.00 | $12.00 |
| Avg. Monthly Balance to Waive Service Charge | $2,500 | $50,000 |
| Interest-Bearing | Yes | Yes |
| Additional Information | Some restrictions apply.† | Some restrictions apply.† |
† Customers who have a savings or money market account can only have up to six preauthorized or automatic withdrawals or telephonic agreements or transfers to another account at the same bank or to a third party during a calendar month or a statement cycle (at least four weeks). However, withdrawals can be unlimited if the customer makes withdrawals or transfers in person, at an ATM, by mail, or by telephone with the check mailed to the depositor.